Assigned Risk Solutions, Ltd  servicing National Indemnity Company

 
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COMMERCIAL ONLY GUIDELINES

 

 

Physical Damage

  Maximum Limit
  Private Passenger - $60,000
  Trailer- $75,000
  All Other – Truck/Tractor- $150,000

Physical damage is priced and written on a stated amount basis.

Book/ Bloodmobiles & Other Similar Autos exclude physical damage coverage for equipment such as medical
Equipment, computers, satellite dishes, ect.

Milk Transporters are ineligible for coverage

 

Ineligible Risks

 Public Auto

 Auto Rentals

 Garage

 Moving Operations if multi-state or federal filings are required

Tarmac Exposure for Larger airports

Anhydrous Ammonia Carriers

Ice Cream Vendors

Waste Disposal Operations Dumping at Landfills (Dump Trucks hauling only construction debris is
allowed)

Coal Haulers

 

Drivers

Drivers must be in compliance with state CDL requirements.  CDL is mandatory for drivers operating
vehicles over 26,000 GVW.
Drivers must have 5 years of general driving experience regardless of whether CDL is required.

Drivers operating units requiring a CDL must have at least 1 year of experience operating similar
units.

No drivers under the age of 21 years of age.

 

Filings

FHWA (ICC)/ PUC Regulatory Filings - ALL owned / operated units must be covered.

This applies to registered in a separate (but commonly owned) entity, excluding Private Passenger type vehicles not used in the business.

 

It is the insured's responsibility to request filings.